Before acting, reassess whether to intentionally delay receiving this reserve-duty payment until 2027 so more income lands in 2027 and less in 2026. Verify whether payment/tax recognition actually works that way, and check deadlines, interest/indexation, or any risk of losing rights before delaying further. Current case context: Bituach Leumi says the required reserve-duty forms were not received, while your employer says they were sent. If you decide to proceed, ask the employer for copies plus submission proof/reference, then send Bituach Leumi a firm follow-up asking them to search again and specify exactly what is missing. If possible, forward the forms yourself by email and request confirmation of receipt.